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Avoid Sneaky Credit Score Booby Traps lurking in your wallet.
Did you know that one late payment can cause your score to drop 80 points or more?
And those points are hard won. Once lost, it is a LONG ROAD back up.
Be mindful of what is going on with your bills.
Especially credit cards.
They can cause the most damage.
Be extra careful to never charge your cards over 50% of the high credit limit. Once you top 50% it starts to negatively impact your credit score.
Also make sure your credit card payments get paid on time. A late payment can really put your score back into the dark ages.
Try to always pay more than the minimum required payment. Not only will minimum payments never pay your card off (perhaps in 10-20 years or more) but it also indicates a financial crisis, ergo also causing a score drop.
Credit Cards are the culprit in many credit score drops.
They can also help to raise your score if used very strategically :
Keep low balances and on time payments.
If you have questions about whats on your report,
contact Clean Slate Credit Services
Also, feel free to text us at 410-635-4474, email us at info@KeithandShannonFrench.com, or visit our website for more information by going here > Click Here